AI can be classified into Opaque and transparent Systems. Opaque AI is the black box where it is not evident why AI operates in a certain way. Though it is effective,it just means that there is higher risk associated with predictions and insights. Transparent AI is when technology does explain how it reaches its decisions using data at hand.But a company often prefers opaque AI, if the insights provided help in actually growth of the company. The need for transparency is a constraint on AI. And opaqueness might prove more effective. There is a trade-off between the two. When GDPR comes into effect,banks in The EU will be legally obliged to explain how they operate. Opaque AI will not work here ,although it might be more effective.Businesses should be able to control the kind of AI to be used in a given situation,its ethics and accuracy. Read more at: https://cognitiveworld.com/articles/choosing-between-opaque-ai-and-transparent-ai